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<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/desperate-retirees-the-perplexing-challenge-of-covering-retirement-health-care-costs-in-a-yoyo-world/</loc>
<lastmod>2026-03-30T08:53:29+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/an-affordable-care-act-for-retirement-plans/</loc>
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</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/revenue-sharing-in-401k-plans-employers-as-monitors/</loc>
<lastmod>2026-03-30T08:55:13+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/retirement-policies-and-related-social-changes-in-the-lifecycle/</loc>
<lastmod>2026-03-30T08:56:28+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/california-dreaming-the-california-secure-choice-retirement-savings-trust-act/</loc>
<lastmod>2026-03-30T08:57:32+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/minding-the-gap-seeking-autism-coverage-in-class-actions-when-state-and-federal-laws-fail/</loc>
<lastmod>2026-03-30T08:58:25+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/nfls-litigation-skates-onto-the-ice/</loc>
<lastmod>2026-03-30T08:59:23+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/you-want-insurance-with-that-using-behavioral-economics-to-protect-consumers-from-add-on-insurance-products/</loc>
<lastmod>2026-03-30T09:00:31+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/reconciling-the-irreconcilable-conflict-in-insurance-severability-of-interests-clause-interpretation/</loc>
<lastmod>2026-03-30T10:01:55+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/does-an-insured-have-a-duty-to-mitigate-damages-when-the-insurer-breaches/</loc>
<lastmod>2026-03-30T10:03:13+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/peicl-the-project-of-a-european-insurance-contract-law/</loc>
<lastmod>2026-03-30T10:05:20+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/an-introduction-to-climate-change-liability-litigation-and-a-view-to-the-future/</loc>
<lastmod>2026-03-30T10:07:20+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/keynote-address-climate-related-extreme-events-liability-regimes-the-role-of-the-global-insurance-industry/</loc>
<lastmod>2026-03-30T10:08:15+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/is-global-warming-a-covered-accident-an-analysis-of-aes-corp-v-steadfast-insurance-co/</loc>
<lastmod>2026-03-30T10:09:25+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/locality-of-harm-insurance-and-climate-change-in-the-21st-century/</loc>
<lastmod>2026-03-30T10:10:19+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/the-enforceability-of-releases-in-property-insurance-claims/</loc>
<lastmod>2026-03-30T10:13:10+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/mandates-markets-and-risk-auto-insurance-and-the-affordable-care-act/</loc>
<lastmod>2026-03-30T10:16:10+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/coverage-for-veterans-with-post-traumatic-stress-disorder-a-survey-through-the-wars/</loc>
<lastmod>2026-03-30T10:17:06+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/a-billion-dollar-problem-the-insurance-industrys-widespread-failure-to-escheat-unclaimed-death-benefits-to-the-states/</loc>
<lastmod>2026-03-30T10:18:04+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/double-trouble-an-ex-spouses-life-insurance-beneficiary-status-state-automatic-revocation-upon-divorce-statutes-who-gets-what/</loc>
<lastmod>2026-03-30T10:19:10+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/liability-for-bad-faith-and-the-principle-without-a-name-yet/</loc>
<lastmod>2026-03-30T10:26:07+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/bad-faith-at-middle-age-comments-on-the-principle-without-a-name-yet-insurance-law-contract-law-specialness-distinctiveness-and-difference/</loc>
<lastmod>2026-03-30T10:28:17+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/the-economics-of-insurance-law-a-primer/</loc>
<lastmod>2026-03-30T10:29:14+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/stranger-initiated-annuity-transactions-and-the-case-for-insurable-interest/</loc>
<lastmod>2026-03-30T10:30:58+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/supervisory-colleges-improving-international-supervisory-coordination/</loc>
<lastmod>2026-03-30T10:31:55+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/the-evolution-of-the-advertising-injury-exclusion-in-the-insurance-service-office-inc-s-comprehensive-general-liability-insurance-policy-forms/</loc>
<lastmod>2026-03-30T10:32:53+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/medically-unnecessary-how-the-laws-in-medicare-part-ds-coverage-of-off-label-medicines-with-demonstrable-medical-necessity-prevents-better-healthcare-outcomes-including-for-beneficiaries-wi/</loc>
<lastmod>2026-03-30T10:34:04+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/the-filed-rate-doctrine-and-the-insurance-arena/</loc>
<lastmod>2026-03-30T10:35:37+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/a-jurisprudential-survey-of-bad-faith-claims-in-the-workers-compensation-context-and-a-call-for-a-unified-statutory-remedy/</loc>
<lastmod>2026-03-30T10:36:30+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/the-spanish-property-insurance-cartel/</loc>
<lastmod>2026-03-30T10:37:39+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/not-in-the-fine-print-recommended-changes-to-life-insurance-policy-disclosures-regarding-retained-asset-accounts/</loc>
<lastmod>2026-03-30T10:43:54+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/standards-for-pleading-a-claim-under-cuipa-no-exceptions-to-the-connecticut-fact-pleading-requirement/</loc>
<lastmod>2026-03-30T10:44:41+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/subprime-and-credit-crisis-investigations-what-constitutes-a-claim-for-the-purposes-of-professional-liability-insurance/</loc>
<lastmod>2026-03-30T10:45:27+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/managing-the-next-deluge-a-tax-system-approach-to-flood-insurance/</loc>
<lastmod>2026-03-30T10:46:24+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/a-concurrent-mess-and-a-call-for-clarity-in-first-party-property-insurance-coverage-analysis/</loc>
<lastmod>2026-03-30T10:47:26+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/insurance-rates-regulation-in-comparison-with-open-competition/</loc>
<lastmod>2026-03-30T10:48:25+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/erisa-remedies-preemption-and-the-need-for-more-state-regulatory-oversight/</loc>
<lastmod>2026-03-30T10:49:19+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/keynote-address-actuarial-litigation-how-big-statistics-can-help-solve-big-cases/</loc>
<lastmod>2026-03-30T10:50:13+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/a-normative-evaluation-of-actuarial-litigation/</loc>
<lastmod>2026-03-30T10:51:08+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/reevaluating-complex-mediation-generalizations/</loc>
<lastmod>2026-03-30T10:52:24+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/30/probability-sampling-in-litigation/</loc>
<lastmod>2026-03-30T11:00:08+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/impermissible-windfalls-unemployment-insurance-back-pay-and-the-two-classes-of-title-vii-plaintiffs/</loc>
<lastmod>2026-03-31T09:59:04+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/lessons-from-the-price-anderson-nuclear-industry-indemnity-act-for-future-clean-energy-compensatory-models/</loc>
<lastmod>2026-03-31T10:00:15+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/bad-policy-for-good-policies-article-9s-insurance-exclusion/</loc>
<lastmod>2026-03-31T10:01:36+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/liability-insurance-coverage-for-clergy-sexual-abuse-claims/</loc>
<lastmod>2026-03-31T10:02:33+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/the-standard-of-materiality-for-misrepresentations-under-new-york-insurance-law-±-a-state-of-unwarranted-confusion/</loc>
<lastmod>2026-03-31T10:03:17+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/the-complexity-of-the-mandatory-medicare-section-111-reporting-rules-and-its-practical-legal-affects-±-is-there-a-break-in-sight/</loc>
<lastmod>2026-03-31T10:04:09+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/down-the-road-to-perdition-how-the-flaws-of-basel-ii-led-to-the-collapse-of-bear-stearns-and-lehman-brothers/</loc>
<lastmod>2026-03-31T10:04:57+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/regulating-risk-by-strengthening-corporate-governance/</loc>
<lastmod>2026-03-31T10:05:58+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/justification-norms-under-uncertainty-a-preliminary-inquiry/</loc>
<lastmod>2026-03-31T10:06:53+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/catalysts-for-clarification-modern-twists-on-the-insurable-interest-requirement-for-life-insurance/</loc>
<lastmod>2026-03-31T10:08:04+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/rating-dependent-regulation-of-insurance/</loc>
<lastmod>2026-03-31T10:09:03+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/metropolitan-life-insurance-company-v-glenn-will-the-supreme-court-decision-reduce-confusion-after-firestone/</loc>
<lastmod>2026-03-31T10:09:54+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/fronting-arrangements-industry-practices-and-regulatory-concerns/</loc>
<lastmod>2026-03-31T10:10:49+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/annuity-coeptis-is-there-a-way-to-avoid-american-equity-investment-life-insurance-co-v-sec-becoming-a-herald-for-the-sec-gaining-regulatory-control-over-all-securities-related-insurance-products/</loc>
<lastmod>2026-03-31T10:11:40+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/solvency-ii-the-ambitious-modernization-of-the-prudential-regulation-of-insurers-and-reinsurers-across-the-european-union-eu/</loc>
<lastmod>2026-03-31T10:12:38+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/congress-self-inflicted-sisyphean-task-the-insurance-industrys-federal-antitrust-exemption-and-the-insurance-industry-competition-acts-of-2007-and-2009/</loc>
<lastmod>2026-03-31T10:13:26+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/the-language-of-lives/</loc>
<lastmod>2026-03-31T10:14:27+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/review-of-timothy-alborns-regulated-lives/</loc>
<lastmod>2026-03-31T10:15:15+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/regulated-lives-in-historiographical-context/</loc>
<lastmod>2026-03-31T10:17:08+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/author-response-regulated-lives/</loc>
<lastmod>2026-03-31T10:17:56+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/into-the-unknown-the-reach-of-environmental-insurance-in-cases/</loc>
<lastmod>2026-03-31T10:20:39+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/the-liability-insurance-regulation-of-religious-institutions-after-the-catholic-church-sexual-abuse-scandal/</loc>
<lastmod>2026-03-31T10:21:29+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/coverage-for-kidneys-the-intersection-of-insurance-and-organ-transplantation/</loc>
<lastmod>2026-03-31T10:26:10+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/credit-derivatives-are-not-insurance/</loc>
<lastmod>2026-03-31T10:27:26+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/the-road-from-twin-peaks-and-the-way-back/</loc>
<lastmod>2026-03-31T10:28:29+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/whither-the-duty-of-good-faith-in-uk-insurance-contracts/</loc>
<lastmod>2026-03-31T10:30:21+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/risk-data-in-insurance-interpretation/</loc>
<lastmod>2026-03-31T10:31:15+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/the-law-and-economics-of-first-party-insurance-bad-faith-liability/</loc>
<lastmod>2026-03-31T10:32:11+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/regulation-of-large-financial-institutions-lessons-from-corporate-finance-theory/</loc>
<lastmod>2026-03-31T10:33:19+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/predatory-lending-and-its-insurance-consequences/</loc>
<lastmod>2026-03-31T10:34:39+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/the-2008-mental-health-parity-and-addiction-equity-act-an-overview-of-the-new-legislation-and-why-an-amendment-should-be-passed-to-specifically-define-mental-illness-and-substance-use-disorders/</loc>
<lastmod>2026-03-31T10:35:42+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/examining-current-proposals-for-increasing-the-federal-role-in-dealing-with-coastal-hurricane-risk/</loc>
<lastmod>2026-03-31T10:36:45+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/reinsurance-the-silent-regulator/</loc>
<lastmod>2026-03-31T10:37:38+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/fair-is-foul-and-foul-is-fair-have-insurers-loosened-the-chokepoint-of-copyright-and-permitted-fair-uses-breathing-space-in-documentary-films/</loc>
<lastmod>2026-03-31T14:39:40+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/crop-insurance-in-the-age-of-biotechnology-should-federal-crop-insurance-endorse-biotechnology/</loc>
<lastmod>2026-03-31T14:41:45+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/race-based-underwriting-and-the-death-of-burial-insurance/</loc>
<lastmod>2026-03-31T14:47:29+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/31/insurance-intermediaries/</loc>
<lastmod>2026-03-31T14:50:48+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/the-other-intermediaries-the-increasingly-anachronistic-immunity-of-managing-general-agents-and-independent-claims-adjusters/</loc>
<lastmod>2026-04-01T10:47:47+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/differential-compensation-and-the-race-to-the-bottom-in-consumer-insurance-markets/</loc>
<lastmod>2026-04-01T10:49:09+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/catastrophic-risks-and-first-party-insurance/</loc>
<lastmod>2026-04-01T10:49:59+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/influences-of-organizational-form-on-medical-malpractice-insurer-operations/</loc>
<lastmod>2026-04-01T10:50:50+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/sez-who-state-constitutional-concerns-with-external-review-laws-and-the-resulting-conundrum-posed-by-rush-prudential-hmo-v-moran/</loc>
<lastmod>2026-04-01T10:51:35+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/are-state-court-garnishment-actions-an-effectual-impediment-to-federal-declaratory-judgment-jurisdiction-is-timing-everything/</loc>
<lastmod>2026-04-01T10:52:23+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/government-support-for-terrorism-insurance/</loc>
<lastmod>2026-04-01T10:53:11+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/the-scope-of-expert-testimony-in-insurance-bad-faith-cases-can-the-expert-testify-on-the-meaning-of-the-insurance-policy/</loc>
<lastmod>2026-04-01T10:54:42+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/insurance-and-credit-default-swaps-should-like-things-be-treated-alike/</loc>
<lastmod>2026-04-01T10:55:32+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/a-tax-treaty-that-doesnt-tax-the-unique-history-of-the-united-states-bermuda-tax-treaty-and-the-subsequent-problems-facing-the-united-states-insurance-industry/</loc>
<lastmod>2026-04-01T10:56:24+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/african-american-homeownership-and-the-dream-deferred-a-disparate-impact-argument-against-the-use-of-credit-scores-in-homeownership-insurance-underwriting/</loc>
<lastmod>2026-04-01T10:57:09+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/cogswell-v-american-transit-insurance-company/</loc>
<lastmod>2026-04-01T10:57:56+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/social-solidarity-and-personal-responsibility-in-health-reform/</loc>
<lastmod>2026-04-01T10:58:45+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/adam-martin-and-john-iconography-infrastructure-and-americas-pathological-inconsistency-about-medical-insurance/</loc>
<lastmod>2026-04-01T10:59:51+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/health-insurance-market-failure-or-government-failure/</loc>
<lastmod>2026-04-01T11:00:34+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/health-insurance-risk-pooling-and-social-solidarity-a-response-to-professor-david-hyman/</loc>
<lastmod>2026-04-01T11:01:28+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/the-health-insurance-debate-in-canada-lessons-for-the-united-states/</loc>
<lastmod>2026-04-01T11:07:38+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/is-health-insurance-a-bad-idea-the-consumer-driven-perspective/</loc>
<lastmod>2026-04-01T11:08:22+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/assignment-of-liability-insurance-rights-for-latent-injury-and-damage-claims/</loc>
<lastmod>2026-04-01T11:10:04+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/the-race-card-and-reforming-american-health-insurance/</loc>
<lastmod>2026-04-01T11:10:49+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/the-practical-ramifications-of-dual-sovereignty-in-prosecuting-declaratory-judgment-actions-against-state-and-federal-governments/</loc>
<lastmod>2026-04-01T11:11:29+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/i-came-i-saw-i-underwrote-d-o-liability-insurances-past-underwriting-practices-and-potential-future-directions/</loc>
<lastmod>2026-04-01T11:12:12+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/stoli-on-the-rocks-why-states-should-eliminate-the-abusive-practice-of-stranger-owned-life-insurance/</loc>
<lastmod>2026-04-01T11:12:57+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/regional-shortcomings-and-global-solutions-kidnap-ransom-and-insurance-in-latin-america/</loc>
<lastmod>2026-04-01T11:13:36+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/license-to-bet-life-insurance-and-the-gambling-act-in-the-british-courts/</loc>
<lastmod>2026-04-01T11:14:22+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/insurer-policyholder-interests-defense-counsels-professional-duties-and-the-allocation-of-power-to-control-the-defense/</loc>
<lastmod>2026-04-01T11:15:07+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/three-insights-from-the-canadian-d-o-insurance-market-inertia-information-and-insiders/</loc>
<lastmod>2026-04-01T11:15:58+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/freedom-of-contract-in-insurance/</loc>
<lastmod>2026-04-01T11:16:47+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/bad-faith-in-alabamas-civil-justice-system-tort-hell-or-reformed-jurisdiction/</loc>
<lastmod>2026-04-01T11:22:19+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/breaking-the-chain-how-state-legislatures-can-learn-from-the-mistakes-of-marylands-fair-share-act-and-stop-benefit-dumping/</loc>
<lastmod>2026-04-01T11:24:48+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/a-genetically-modified-liability-insurance-contract/</loc>
<lastmod>2026-04-01T11:25:39+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/the-economic-case-for-gender-neutral-life-insurance/</loc>
<lastmod>2026-04-01T11:26:21+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/what-is-worth-a-critical-analysis-of-insurance-appraisal/</loc>
<lastmod>2026-04-01T11:35:48+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/overwhelmed-the-federal-flood-insurance-act-of-1956/</loc>
<lastmod>2026-04-01T11:39:55+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/a-congregation-of-vapours-clendenin-brothers-inc-v-united-states-fire-insurance-company-welding-rod-litigation-the-total-pollution-exclusion-the-futility-of-the-judicial-search-for-ambiguity-in/</loc>
<lastmod>2026-04-01T11:40:51+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/strengthening-pharmaceutical-patent-rights-lowering-the-cost-of-prescription-drugs-by-stopping-the-reckless-patent-litigation-abuse-of-generic-companies/</loc>
<lastmod>2026-04-01T11:42:29+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/howard-delivery-service-inc-v-zurich-american-insurance-co-the-u-s-supreme-court-resolves-the-split-among-circuits-regarding-whether-workers-compensation-premiums-may-be-eligible-for-pr/</loc>
<lastmod>2026-04-01T11:44:07+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/consumer-driven-health-care-moral-hazard-the-efficiency-of-income-transfers-and-market-power/</loc>
<lastmod>2026-04-01T11:44:56+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/the-restatement-second-of-contracts-as-a-useful-tool-for-addressing-common-insurance-law-issues/</loc>
<lastmod>2026-04-01T11:46:07+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/buss-stop-a-policy-language-based-analysis/</loc>
<lastmod>2026-04-01T11:46:57+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/helping-individual-investors-do-what-they-know-is-right-the-save-more-for-retirement-act-of-2005/</loc>
<lastmod>2026-04-01T11:48:08+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/the-chawla-decision-a-death-knell-for-the-use-of-life-insurance-trust-in-estate-planning/</loc>
<lastmod>2026-04-01T11:49:54+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/should-insurers-in-texas-be-prohibited-from-using-staff-attorneys-to-defend-third-party-claims-brought-against-insureds-a-closer-look-at-american-home-assurance/</loc>
<lastmod>2026-04-01T11:50:39+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/asbestos-litigation-in-the-united-states-triumph-and-failure-of-the-civil-justice-system/</loc>
<lastmod>2026-04-01T11:51:25+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/comments-for-the-university-of-connecticut-asbestos-litigation-symposium/</loc>
<lastmod>2026-04-01T11:52:04+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/on-the-applicability-of-the-silica-mdl-proceeding-to-asbestos-litigation/</loc>
<lastmod>2026-04-01T11:52:42+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/a-future-for-asbestos-apportionment/</loc>
<lastmod>2026-04-01T11:53:30+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/assessing-the-coverage-carnage-asbestos-liability-and-insurance-after-three-decades-of-dispute/</loc>
<lastmod>2026-04-01T11:54:13+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/the-asbestos-litigation-crisis-the-tide-appears-to-be-turning/</loc>
<lastmod>2026-04-01T13:32:12+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/some-reflections-on-the-future-of-mass-torts/</loc>
<lastmod>2026-04-01T13:33:04+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/an-elegy-for-the-fair-act/</loc>
<lastmod>2026-04-01T13:34:11+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/anorexia-killed-her-but-the-system-failed-her-does-the-american-insurance-system-suffer-from-anorexia/</loc>
<lastmod>2026-04-01T13:34:55+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/01/the-future-of-the-national-flood-insurance-program-in-the-aftermath-of-hurricane-katrina/</loc>
<lastmod>2026-04-01T13:35:57+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/reasonable-expectations-in-the-sphere-of-liberty-a-theory-of-accidental-death-insurance-coverage/</loc>
<lastmod>2026-04-06T09:09:12+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts/</loc>
<lastmod>2026-04-06T09:10:01+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/liability-insurance-as-tort-regulation-six-ways-that-liability-insurance-shapes-tort-law-in-action/</loc>
<lastmod>2026-04-06T09:10:54+00:00</lastmod>
</url>			<url>
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<lastmod>2026-04-06T09:12:01+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/diminished-value-in-automobile-insurance-the-controversy-and-its-lessons/</loc>
<lastmod>2026-04-06T09:12:44+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/resolving-medical-malpractice-claims-in-the-medicare-program-can-it-be-done/</loc>
<lastmod>2026-04-06T09:13:43+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/employer-by-name-insurer-by-trade-societys-obesity-epidemic-and-its-effects-on-employers-healthcare-costs/</loc>
<lastmod>2026-04-06T09:14:27+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/employment-practices-liability-insurance-are-epli-policies-a-license-to-discriminate-or-are-they-a-necessary-reality-check-for-employers/</loc>
<lastmod>2026-04-06T09:15:08+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/are-the-regulatory-frameworks-in-asian-emerging-markets-equipped-to-handle-the-influx-of-foreign-insurers/</loc>
<lastmod>2026-04-06T09:15:57+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts-2/</loc>
<lastmod>2026-04-06T09:16:40+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/mandatory-arbitration-in-insurance-disputes-inverse-preemption-of-the-federal-arbitration-act/</loc>
<lastmod>2026-04-06T09:17:29+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-politics-of-infertility-recognizing-coverage-exclusions-as-discrimination/</loc>
<lastmod>2026-04-06T09:18:17+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/law-politics-and-the-political-safeguards-of-federalism-the-case-of-insurance-regulation-and-the-commerce-clause-1938-1948/</loc>
<lastmod>2026-04-06T09:19:58+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-medicare-prescription-drug-improvement-and-modernization-act-of-2003-the-wrong-prescription-for-our-nations-senior-citizens/</loc>
<lastmod>2026-04-06T09:20:38+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/keeping-the-promise-will-the-bush-administrations-plan-to-privatize-the-social-security-system-actually-work/</loc>
<lastmod>2026-04-06T09:21:14+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/insuring-against-the-snail-darter-insurance-for-land-use-and-the-endangered-species-act/</loc>
<lastmod>2026-04-06T09:21:53+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts-3/</loc>
<lastmod>2026-04-06T09:22:32+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-case-against-dog-breed-discrimination-by-homeowners-insurance-companies/</loc>
<lastmod>2026-04-06T09:23:16+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/a-model-financial-statement-insurance-act/</loc>
<lastmod>2026-04-06T09:23:58+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/dynamic-federalism-competition-cooperation-and-securities-enforcement/</loc>
<lastmod>2026-04-06T09:26:28+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-disability-of-stock-and-stock-option-compensation/</loc>
<lastmod>2026-04-06T09:27:12+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/toxic-mold-in-texas-will-recent-insurance-reforms-clean-it-up-for-good/</loc>
<lastmod>2026-04-06T09:28:20+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/pro-rating-defense-costs-to-an-insured-for-periods-of-uninsurance-what-happened-to-the-duty-to-defend-security-insurance-co-of-hartford-v-lumbermens-mutual-casualty-co/</loc>
<lastmod>2026-04-06T09:29:05+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts-4/</loc>
<lastmod>2026-04-06T09:29:57+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/fear-is-the-key-a-behavioral-guide-to-underwriting-cycles/</loc>
<lastmod>2026-04-06T09:30:47+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/god-and-the-umbrella-the-place-of-values-in-the-creation-of-institutions-of-mutual-assistance/</loc>
<lastmod>2026-04-06T09:31:58+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-legal-standing-of-an-insurance-insolvency-receiver-when-the-shoe-doesnt-fit/</loc>
<lastmod>2026-04-06T09:34:02+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/traveling-outside-the-insurance-contract-the-problems-with-maximizing-victim-compensation-koiikos-v-travelers-insurance-company/</loc>
<lastmod>2026-04-06T09:34:48+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/swimming-in-the-wake-of-decoys-when-federal-courts-sail-into-disparate-impact-waters-will-state-regulation-of-insurance-remain-above-the-waves/</loc>
<lastmod>2026-04-06T09:35:31+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-next-step-for-brownfields-government-resurgence-of-environmental-cleanup-policies/</loc>
<lastmod>2026-04-06T09:36:08+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts-5/</loc>
<lastmod>2026-04-06T09:36:45+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/a-21st-century-symposium-on-josiah-royces-war-and-insurance/</loc>
<lastmod>2026-04-06T09:37:32+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/war-and-insurance/</loc>
<lastmod>2026-04-06T09:38:24+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/peace-and-insurance-recovering-the-utopian-vision-of-insurance-in-royces-war-and-insurance/</loc>
<lastmod>2026-04-06T09:39:08+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/postnationalism-on-the-eve-of-destruction/</loc>
<lastmod>2026-04-06T09:39:51+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/war-insurance-and-some-problems-of-community/</loc>
<lastmod>2026-04-06T09:40:51+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/paradigms-assumptions-and-strategies-royce-and-method/</loc>
<lastmod>2026-04-06T09:41:32+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-revolution-of-the-times-recent-changes-in-u-k-insurance-insolvency-and-the-implications-of-those-changes-viewed-from-a-u-s-perspective/</loc>
<lastmod>2026-04-06T09:42:11+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/trademark-law-and-the-cgl-the-race-between-infringement-liability-and-its-reluctant-insurance-coverage/</loc>
<lastmod>2026-04-06T09:42:51+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/farm-bureau-mutual-insurance-company-v-kurtenbach-choosing-the-road-less-traveled-in-interpreting-motor-vehicle-exclusions-in-farm-comprehensive-liability-policies/</loc>
<lastmod>2026-04-06T09:43:50+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts-6/</loc>
<lastmod>2026-04-06T09:48:01+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-lawlessness-of-arbitration/</loc>
<lastmod>2026-04-06T09:48:46+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/containing-the-promise-of-insurance-adverse-selection-and-risk-classification/</loc>
<lastmod>2026-04-06T09:49:26+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-antitrust-implications-of-collaborative-standard-setting-by-insurers-regarding-the-use-of-genetic-information-in-life-insurance-underwriting/</loc>
<lastmod>2026-04-06T09:50:05+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/catastrophes-liability-and-insurance/</loc>
<lastmod>2026-04-06T09:50:46+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/holding-liability-insurers-accountable-for-bad-faith-litigation-tactics-with-the-tort-of-abuse-of-process/</loc>
<lastmod>2026-04-06T09:56:22+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/life-insurance-risk-classification-finding-the-boundary-between-antitrust-and-unfair-discrimination/</loc>
<lastmod>2026-04-06T09:57:27+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/in-between-the-trenches-the-jurisdictional-conflict-between-a-bankruptcy-court-and-a-state-insurance-receivership-court/</loc>
<lastmod>2026-04-06T09:58:04+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-foreign-irrevocable-life-insurance-trust-as-asset-protection-potential-for-abuse-and-suggestions-for-reform/</loc>
<lastmod>2026-04-06T09:58:42+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts-7/</loc>
<lastmod>2026-04-06T09:59:26+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/war-damage-insurance/</loc>
<lastmod>2026-04-06T10:00:05+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/a-new-look-at-terrorism-insurance-jack-hirshleifers-war-damage-insurance-after-fifty-years/</loc>
<lastmod>2026-04-06T10:00:58+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/war-damage-insurance-revisited/</loc>
<lastmod>2026-04-06T10:01:45+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/preface-symposium-articles/</loc>
<lastmod>2026-04-06T10:02:27+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-september-11th-attack-on-america-ground-zero-in-tort-and-insurance-law/</loc>
<lastmod>2026-04-06T10:05:00+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/insurance-terrorism-and-9-11-reflections-on-three-threshold-questions/</loc>
<lastmod>2026-04-06T10:06:38+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-september-11th-victim-compensation-fund-found-approaches-to-resolving-mass-tort-litigation/</loc>
<lastmod>2026-04-06T10:07:24+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-september-11th-victim-compensation-fund-past-or-prologue/</loc>
<lastmod>2026-04-06T10:08:15+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/will-the-historic-relationship-between-cedent-and-reinsurer-become-a-casualty-of-the-war-on-terrorism/</loc>
<lastmod>2026-04-06T10:09:01+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/comment-speculating-a-strategy-suing-insurance-companies-to-obtain-legislative-reparations-for-slavery/</loc>
<lastmod>2026-04-06T10:09:47+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-equity-in-prescription-insurance-and-contraceptive-coverage-act-will-congress-heed-the-wake-up-call-of-erickson-v-bartell-drug-company/</loc>
<lastmod>2026-04-06T10:10:27+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/insurers-jump-on-train-for-federal-insurance-regulation-is-it-really-what-they-want-or-need/</loc>
<lastmod>2026-04-06T10:12:13+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts-8/</loc>
<lastmod>2026-04-06T10:13:17+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/health-information-privacy-the-rules-get-tougher/</loc>
<lastmod>2026-04-06T10:13:57+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/protecting-privacy-under-gramm-leach-bliley-act-id-the-naics-model-safeguarding-regulation/</loc>
<lastmod>2026-04-06T10:14:39+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/insuring-privacy-is-your-company-covered/</loc>
<lastmod>2026-04-06T10:18:11+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-nationalization-of-health-information-privacy-protections/</loc>
<lastmod>2026-04-06T10:19:06+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/insurance-privacy-after-gramm-leach-bliley-old-concerns-new-protections-future-challenges/</loc>
<lastmod>2026-04-06T10:19:41+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/hipaa-preemption-implications-for-covered-entities-under-state-law/</loc>
<lastmod>2026-04-06T10:20:18+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-judicial-transformation-of-social-security-disability-the-case-of-mental-disorders-and-childhood-disability/</loc>
<lastmod>2026-04-06T10:21:07+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/visualizing-adverse-selection-an-economic-approach-to-the-law-of-insurance-underwriting/</loc>
<lastmod>2026-04-06T10:21:49+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/lander-v-hartford-life-annuity-insurance-co-variable-annuities-and-the-future-of-market-conduct-controls-post-sslusa/</loc>
<lastmod>2026-04-06T10:22:26+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/wading-in-the-pool-interlocal-cooperation-in-municipal-insurance-and-the-state-regulation-of-public-entity-risk-sharing-pools-a-survey/</loc>
<lastmod>2026-04-06T10:23:06+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts-9/</loc>
<lastmod>2026-04-06T10:23:44+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/insurance-privatization-in-costa-rica-lessons-from-latin-america-with-special-reference-to-uruguay/</loc>
<lastmod>2026-04-06T10:24:24+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/musings-on-the-seeming-inevitability-of-global-convergence-in-banking-law/</loc>
<lastmod>2026-04-06T10:25:11+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/pre-appearance-security-requirements-for-unlicensed-reinsurers-in-the-united-states/</loc>
<lastmod>2026-04-06T10:25:58+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-european-insurance-market-harmonization-of-insurance-contract-law-and-consumer-policy/</loc>
<lastmod>2026-04-06T10:26:39+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/a-federal-bill-with-commentary-to-allow-choice-in-auto-insurance/</loc>
<lastmod>2026-04-06T10:27:18+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/lost-in-oz-there-is-no-yellow-brick-road-for-state-lawmakers-to-follow-in-drafting-privacy-legislation-for-insurers/</loc>
<lastmod>2026-04-06T10:28:26+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/book-review-phoenix-assurance-and-the-development-of-british-insurance/</loc>
<lastmod>2026-04-06T10:30:16+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts-10/</loc>
<lastmod>2026-04-06T10:30:54+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/recent-case-developments/</loc>
<lastmod>2026-04-06T10:31:37+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/symposium-introduction-deciphering-posners-insurance-jurisprudence/</loc>
<lastmod>2026-04-06T10:32:17+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/an-inconsistently-sensitive-mind-richard-posners-cerebration-of-insurance-law-and-continuing-blind-spots-of-economism/</loc>
<lastmod>2026-04-06T10:33:19+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/posner-and-moral-hazard/</loc>
<lastmod>2026-04-06T10:34:11+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/an-analysis-of-the-honorable-richard-a-posners-social-security-law/</loc>
<lastmod>2026-04-06T10:35:36+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/posner-and-tort-law-as-insurance/</loc>
<lastmod>2026-04-06T10:36:20+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/posner-and-erisa-a-survey/</loc>
<lastmod>2026-04-06T10:37:01+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/another-trip-into-the-great-swamp-the-seventh-circuits-preemption-of-the-illinois-unclaimed-property-act-under-erisa/</loc>
<lastmod>2026-04-06T10:37:51+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/doe-v-mutual-of-omaha-insurance-co-the-ada-does-not-regulate-the-content-of-insurance-policies-but-what-have-cameras-braille-books-or-wheelchairs-got-to-do-with-it/</loc>
<lastmod>2026-04-06T10:38:47+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts-11/</loc>
<lastmod>2026-04-06T10:39:36+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/recent-case-developments-2/</loc>
<lastmod>2026-04-06T10:40:31+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/rediscovering-the-mccarran-ferguson-acts-commerce-clause-limitation/</loc>
<lastmod>2026-04-06T10:41:08+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/risk-in-contemporary-society/</loc>
<lastmod>2026-04-06T10:41:48+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/insurance-and-the-utopian-idea/</loc>
<lastmod>2026-04-06T10:42:27+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/yellow-page-ads-as-evidence-of-widespread-overcharging-by-the-plaintiffs-personal-injury-bar-and-a-proposed-solution/</loc>
<lastmod>2026-04-06T10:43:55+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/combating-discriminatory-insurance-practices-title-iii-of-the-americans-with-disabilities-act/</loc>
<lastmod>2026-04-06T10:44:37+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-viatical-settlement-industry-the-regulatory-scheme-and-its-implications-for-the-future-of-the-industry/</loc>
<lastmod>2026-04-06T10:45:12+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts-12/</loc>
<lastmod>2026-04-06T10:45:49+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/recent-case-developments-3/</loc>
<lastmod>2026-04-06T10:46:27+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/insurance-how-it-matters-as-psychological-fact-and-political-metaphor/</loc>
<lastmod>2026-04-06T10:47:31+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/beyond-moral-hazard-insurance-as-moral-opportunity/</loc>
<lastmod>2026-04-06T10:48:09+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-return-of-the-crafty-genius-an-outline-of-a-philosophy-of-precaution/</loc>
<lastmod>2026-04-06T10:48:59+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/evidentiary-sufficiency-in-insurance-bad-faith-suits/</loc>
<lastmod>2026-04-06T10:49:39+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/conference-report-a-conference-for-latin-american-regulators-on-international-financial-services-regulation/</loc>
<lastmod>2026-04-06T10:50:29+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/sexual-malpractice-and-professional-liability-some-things-they-dont-teach-in-medical-school-a-critical-examination-of-the-formative-case-law/</loc>
<lastmod>2026-04-06T10:51:23+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts-13/</loc>
<lastmod>2026-04-06T10:52:08+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/recent-case-developments-4/</loc>
<lastmod>2026-04-06T10:52:51+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/excusing-nonoccurrence-of-insurance-policy-conditions-in-order-to-avoid-disproportionate-forfeiture-claims-made-formats-as-a-test-case/</loc>
<lastmod>2026-04-06T10:53:34+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/imagining-insurance-risk-thrift-and-industrial-life-insurance-in-britain/</loc>
<lastmod>2026-04-06T10:54:22+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/home-liability-coverage-does-the-criminal-acts-exclusion-work-where-the-expected-or-intended-exclusion-failed/</loc>
<lastmod>2026-04-06T10:54:58+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/its-better-to-have-twelve-monkeys-chasing-you-than-one-gorilla-humana-v-c-forsyth-the-mccarran-ferguson-act-rico-and-deterrence/</loc>
<lastmod>2026-04-06T10:57:03+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/an-overview-of-financial-services-reform-1998/</loc>
<lastmod>2026-04-06T10:57:43+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts-14/</loc>
<lastmod>2026-04-06T10:58:32+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/recent-case-developments-5/</loc>
<lastmod>2026-04-06T10:59:11+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/symposium-introduction/</loc>
<lastmod>2026-04-06T10:59:51+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/insurance-contract-and-the-doctrine-of-reasonable-expectations/</loc>
<lastmod>2026-04-06T11:00:38+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-expectations-principle-as-a-regulative-ideal/</loc>
<lastmod>2026-04-06T11:01:20+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-formulation-of-the-doctrine-of-reasonable-expectations-and-the-influence-of-forces-outside-insurance-law/</loc>
<lastmod>2026-04-06T11:02:10+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/reasonable-expectations-revisited/</loc>
<lastmod>2026-04-06T11:02:50+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-doctrine-of-reasonable-expectations-is-indispensable-if-we-only-knew-what-for/</loc>
<lastmod>2026-04-06T11:03:31+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/unmet-expectations-undue-restriction-on-the-reasonable-expectations-approach-and-the-misleading-mythology-of-judicial-role/</loc>
<lastmod>2026-04-06T11:04:11+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/an-interdisciplinary-critique-of-the-reasonable-expectations-doctrine/</loc>
<lastmod>2026-04-06T11:04:52+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/why-courts-enforce-insurance-policyholders-objectively-reasonable-expectations-of-insurance-coverage/</loc>
<lastmod>2026-04-06T11:05:32+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-doctrine-of-reasonable-expectations-in-california-a-judges-view/</loc>
<lastmod>2026-04-06T11:13:10+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts-15/</loc>
<lastmod>2026-04-06T11:13:49+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/recent-case-developments-6/</loc>
<lastmod>2026-04-06T11:14:29+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/concurrent-mediation-of-liability-and-insurance-coverage-disputes/</loc>
<lastmod>2026-04-06T11:18:29+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/driving-governmentality-automobile-accidents-insurance-and-the-challenge-to-social-order-in-the-inter-war-years-1919-1941/</loc>
<lastmod>2026-04-06T11:19:15+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/preventing-inconsistencies-in-litigation-in-a-spotlight-on-insurance-coverage-litigation-the-doctrines-of-judicial-estoppel-equitable-estoppel-quasi-estoppel-collateral-estoppel-mend-the/</loc>
<lastmod>2026-04-06T11:19:53+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/homeowners-insurance-redding-the-inadequacy-of-federal-remedies-and-the-future-of-the-property-insurance-war/</loc>
<lastmod>2026-04-06T11:28:23+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/must-insurers-treat-all-illnesses-equally-mental-vs-physical-illness-congressional-and-administrative-failure-to-end-limitations-to-and-exclusions-from-coverage-for-mental-illness-in-empl/</loc>
<lastmod>2026-04-06T11:29:05+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-death-of-death-futures-the-effects-of-the-health-insurance-portability-and-accountability-act-of-1996-on-the-insurance-and-viatical-settlement-industries/</loc>
<lastmod>2026-04-06T11:32:08+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts-16/</loc>
<lastmod>2026-04-06T11:33:56+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/recent-case-developments-7/</loc>
<lastmod>2026-04-06T11:34:47+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/what-insurance-scholars-should-know-about-professional-responsibility/</loc>
<lastmod>2026-04-06T11:40:40+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/what-professional-responsibility-scholars-should-know-about-insurance/</loc>
<lastmod>2026-04-06T12:07:27+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/applying-the-fundamentals-of-lawyers-ethics-to-insurance-defense-practice/</loc>
<lastmod>2026-04-06T12:08:13+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/insurance-defense-ethics-and-the-liability-insurance-bargain/</loc>
<lastmod>2026-04-06T12:09:02+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/liability-insurance-conflicts-and-defense-lawyers-from-triangles-to-tetrahedrons/</loc>
<lastmod>2026-04-06T12:10:41+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/consent-contract-and-the-responsibilities-of-insurance-defense-counsel/</loc>
<lastmod>2026-04-06T12:11:46+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/flat-fees-and-staff-attorneys-unnecessary-casualties-in-the-continuing-battle-over-the-law-governing-insurance-defense-lawyers/</loc>
<lastmod>2026-04-06T12:12:31+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/the-ethical-duties-of-insurance-defense-lawyers-are-special-solutions-required/</loc>
<lastmod>2026-04-06T12:13:48+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/legal-malpractice-insurance-and-loss-prevention-a-comparative-analysis-of-economic-institutions/</loc>
<lastmod>2026-04-06T12:14:30+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/professional-responsibility-legal-malpractice-and-the-eternal-triangle-will-lawyers-or-insurers-call-the-shots/</loc>
<lastmod>2026-04-06T12:17:59+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/afterword-taking-professional-risks/</loc>
<lastmod>2026-04-06T12:19:16+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/symposium-transcripts/</loc>
<lastmod>2026-04-06T12:20:08+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/from-the-journals-insurance-law-abstracts-17/</loc>
<lastmod>2026-04-06T12:20:49+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/recent-case-developments-8/</loc>
<lastmod>2026-04-06T12:22:28+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/redefining-the-insurers-duty-to-defend/</loc>
<lastmod>2026-04-06T12:23:12+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/when-worlds-collide-the-intersection-of-insurance-and-motion-pictures/</loc>
<lastmod>2026-04-06T12:23:53+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/tobacco-related-litigation-how-it-may-impact-the-worlds-insurance-industry/</loc>
<lastmod>2026-04-06T12:24:35+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/emphasizing-conduct-over-context-and-market-definition-over-market-power-short-term-strategic-anticompetitive-behavior-observed-in-blue-cross-v-marshfield-clinic/</loc>
<lastmod>2026-04-06T12:25:24+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/software-tort-evaluating-software-harm-by-duty-of-function-and-form/</loc>
<lastmod>2026-04-06T12:26:02+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/managed-care-and-the-medical-profession-old-issues-and-old-tensions-the-building-blocks-of-tomorrows-health-care-delivery-and-financing-system/</loc>
<lastmod>2026-04-06T12:26:45+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/best-price-clauses-in-health-care-provider-contracts-an-antitrust-critique/</loc>
<lastmod>2026-04-06T12:27:29+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/priority-between-insurer-and-insured-in-subrogation-recoveries/</loc>
<lastmod>2026-04-06T12:28:22+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/removing-a-roadblock-to-reforming-health-care-new-york-state-conference-of-blue-cross-blue-shield-plans-v-travelers-insurance-company/</loc>
<lastmod>2026-04-06T12:29:07+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/additional-insured-status-in-construction-contracts-and-moral-hazard/</loc>
<lastmod>2026-04-06T12:29:45+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/health-care-reform-in-the-1990s-from-the-clinton-plan-to-kassebaum-kennedy/</loc>
<lastmod>2026-04-06T12:30:25+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/is-insurance-a-niche-business-reflections-on-information-as-an-insurance-product/</loc>
<lastmod>2026-04-06T12:31:09+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/allowing-motorists-a-choice-to-be-legally-uninsured-by-surrendering-tort-claims-for-noneconomic-loss-with-some-further-thoughts-on-choices-between-pip-and-tort-coverage/</loc>
<lastmod>2026-04-06T12:32:07+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/obligating-insurers-to-inform-insureds-about-the-existence-of-rights-and-duties-regarding-coverage-for-losses/</loc>
<lastmod>2026-04-06T12:32:45+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/visualizing-moral-hazard/</loc>
<lastmod>2026-04-06T12:33:27+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/pleading-the-policy-limit-as-a-special-defense-an-attempt-to-clarify-connecticut-uninsured-motorist-coverage/</loc>
<lastmod>2026-04-06T12:34:03+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/introducing-market-discipline-into-the-federal-deposit-insurance-system-omelveny-myers-v-fdic/</loc>
<lastmod>2026-04-06T12:34:41+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/liars-poker-the-effect-of-incontestability-clauses-after-paul-revere-life-insurance-co-v-haas/</loc>
<lastmod>2026-04-06T12:36:23+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/what-even-is-a-bitcoin-comment-on-how-defining-cryptocurrency-will-have-different-implications-for-coverage-under-a-homeowners-policy-2/</loc>
<lastmod>2026-04-06T13:04:18+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/03/26/regulation-by-government-sponsored-reinsurance-in-catastrophe-management/</loc>
<lastmod>2026-04-06T15:07:19+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/26/americas-growing-problem-how-the-patient-protection-and-affordable-care-act-failed-to-go-far-enough-in-addressing-the-obesity-epidemic/</loc>
<lastmod>2026-04-07T09:41:00+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/pegram-v-herdrich-a-case-study-in-dual-loyalties-why-cost-cutting-health-maintenance-organizations-should-be-held-liable-for-cutting-medically-necessary-care/</loc>
<lastmod>2026-04-08T09:46:36+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/06/reasonable-expectations-after-thirty-years-a-failed-doctrine/</loc>
<lastmod>2026-04-08T10:35:50+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/08/rethinking-prop-103s-approach-to-insurance-regulation/</loc>
<lastmod>2026-04-08T11:22:16+00:00</lastmod>
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<lastmod>2026-04-08T11:35:21+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/08/the-interaction-of-the-tort-system-and-liability-insurance-regulation-understanding-moral-hazard/</loc>
<lastmod>2026-04-08T11:37:32+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/08/john-hancock-mutual-life-insurance-company-v-harris-trust-and-savings-bank-the-application-of-erisas-guaranteed-benefit-policy-exception-to-general-account-insurance-contracts/</loc>
<lastmod>2026-04-08T11:41:16+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/08/the-practical-effect-of-extending-revocation-by-divorce-statutes-to-life-insurance/</loc>
<lastmod>2026-04-08T11:46:28+00:00</lastmod>
</url>			<url>
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<lastmod>2026-04-08T11:48:27+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/08/the-presence-of-insurance-and-the-legal-allocation-of-risk/</loc>
<lastmod>2026-04-08T11:49:50+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/a-primer-on-the-economics-of-conflicts-of-interest/</loc>
<lastmod>2026-04-09T09:27:27+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/policy-strategies-to-improve-cybersecurity/</loc>
<lastmod>2026-04-09T09:29:14+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/automobile-insurance-premium-price-discrimination-sex-gender/</loc>
<lastmod>2026-04-09T09:31:17+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/a-legal-framework-for-net-zero-aligned-insurance-products/</loc>
<lastmod>2026-04-09T09:34:55+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/cyberwar-by-almost-any-definition-notpetya-the-evolution-of-insurance-war-exclusions-and-their-application-to-cyberattacks/</loc>
<lastmod>2026-04-09T09:46:05+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/insuring-evolving-technology/</loc>
<lastmod>2026-04-09T09:49:45+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/ransomware-a-darwinian-opportunity-for-cyber-insurance/</loc>
<lastmod>2026-04-09T09:51:15+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/commonly-accepted-notions-of-insurance-for-captives-in-tax-cases-are-not-common-notions-of-insurance-in-the-insurance-industry/</loc>
<lastmod>2026-04-09T09:52:57+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/the-case-for-banning-and-mandating-ransomware-insurance/</loc>
<lastmod>2026-04-09T09:57:19+00:00</lastmod>
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<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/the-marriage-of-intellectual-property-and-insurance-law-an-introduction/</loc>
<lastmod>2026-04-09T09:59:36+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/cybercoverage-for-cyber-risks-an-overview-of-insurers-responses-to-the-perils-of-e-commerce/</loc>
<lastmod>2026-04-09T10:02:38+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/coverage-for-unfair-competition-torts-under-general-liability-policies-will-the-intellectual-property-tail-wag-the-coverage-dog/</loc>
<lastmod>2026-04-09T10:04:39+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/physical-losses-in-cyberspace/</loc>
<lastmod>2026-04-09T10:08:15+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/a-practical-look-at-e-commerce-and-liability-insurance/</loc>
<lastmod>2026-04-09T10:09:55+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/smoke-and-mirrors-a-comparative-analysis-of-wto-and-nafta-provisions-affecting-the-international-expansion-of-insurance-firms-in-north-america/</loc>
<lastmod>2026-04-09T10:11:54+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/securitization-and-the-catastrophe-bond-a-transactional-integration-of-industries-through-a-capacity-enhancing-product-of-risk-management/</loc>
<lastmod>2026-04-09T10:14:40+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/from-the-journals-insurance-law-abstracts-18/</loc>
<lastmod>2026-04-09T10:18:26+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/uncle-sam-re-improving-cyber-hygiene-and-increasing-confidence-in-the-cyber-insurance-ecosystem-via-government-backstopping/</loc>
<lastmod>2026-04-09T10:26:01+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/13/accc-insurance-law-symposium/</loc>
<lastmod>2026-04-13T15:07:17+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/25/like-a-good-neighbor-state-courts-are-there-the-case-for-remanding-covid-19-business-interruption-actions-to-state-court/</loc>
<lastmod>2026-04-29T14:10:08+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/24/e-insuring-the-ai-age-empirical-insights-into-artificial-intelligence-liability-policies/</loc>
<lastmod>2026-04-29T14:10:55+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/03/25/insurance-era-risk-governance-and-the-privatization-of-security-in-postwar-america-an-essayreview/</loc>
<lastmod>2026-04-29T14:11:16+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/08/floridas-homeowners-insurance-problems/</loc>
<lastmod>2026-05-05T15:58:07+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/04/09/what-cant-be-insured-the-policyholders-own-bad-acts/</loc>
<lastmod>2026-05-05T15:58:12+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/05/05/the-liability-insurers-duty-to-defend-suits/</loc>
<lastmod>2026-05-05T16:15:08+00:00</lastmod>
</url>			<url>
<loc>https://insurancelawreview.rso.uconn.edu/2026/05/05/artificial-intelligence-in-the-insurance-industry-and-bad-faith-risk/</loc>
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</url>			<url>
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