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A Concurrent Mess and a Call for Clarity in First-Party Property Insurance Coverage Analysis

Posted on March 30, 2026March 30, 2026 by Nicole Giaccio

Mark M. Bell

Volume 18

Issue 1

PUBLISHED

Fall 2011

Abstract

This article clearly and plainly describes the genesis and history of the doctrine of “concurrent causation” and the development of anti-concurrent causation policy exclusions in first-party property insurance coverage cases. After outlining this unique history, the article argues that it is time to create a new lexicon for addressing concurrent causation issues and advocates for a deliberate, categorical approach to resolving questions arising from concurrent causation.

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A Concurrent Mess and a Call for Clarity in First-Party Property Insurance Coverage Analysis

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